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I have provided correct and accurate information and understand that it is my responsibility to ensure that the information provided to Alphacrucis University College is current and up-to-date.
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I have read the FEE-HELP Information Booklet and information provided at studyassist.gov.au https://www.studyassist.gov.au/help-loans/fee-help
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I am requesting FEE‑HELP (NU) loan assistance from the Commonwealth to be paid to my course provider on my behalf.
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I have an obligation to repay through the ATO the amount that the Commonwealth has loaned me, plus the 20% loan fee if applicable*, regardless of whether I complete my studies or not, and regardless of where I live, including overseas.
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My debt to the Commonwealth will remain if I withdraw or cancel my enrolment from my unit of study or course after the census date but my HELP balance may be re-credited by Alphacrucis University College Limited in special circumstances. I can visit www.studyassist.gov.au(opens new window) for more information.
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My FEE‑HELP loan will form part of my HELP debt which will be indexed annually in line with HESA, which I also agree to repay to the Commonwealth through the ATO.
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I must start repaying my HELP debt through the Australian tax system once my income is above the minimum compulsory repayment threshold. The threshold is indexed annually. Repayments made through the Australian taxation system are called 'compulsory repayments'. In accordance with Chapter 4 of HESA, these repayments will continue while my income is above the compulsory repayment threshold until I have repaid my whole HELP debt, even if I have not completed my studies and regardless of whether I have moved overseas.
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HELP debts are managed by the ATO. I can view my HELP debt, confirm my payment reference number, and view payment options online. To do so, I will need to create a myGov account and link it to the ATO's online services. I can find out how at: www.ato.gov.au/General/Online-services/Create-your-myGov-account-and-link-it-to-the-ATO(opens new window). For more information on repaying my HELP debt, I can visit www.ato.gov.au(opens new window) or phone 13 28 61 between 8.00 am and 6.00 pm, Monday to Friday AEST.
*A 20% loan fee is applied to each enrolled unit for undergraduate courses at time of census date.